Provident fund Finance 

How to check your provident fund balance?

One very prominent and necessary feature of any person’s employment benefits is undoubtedly the “Provident or the pension fund” which enables the employee to get lump sum amount of money at the end of the employment period in other words at the time of your retirement. Employee’s provident fund organisation – an organisation under the administrative control of Ministry of labour and Employment, Government of India has been set up to assist, manage and keep the record of all the employee’s pension fund. Here we give you the stepwise description…

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Best credit cards Finance 

5 Best Credit cards for rewards to check out this year

In the world of cashless transactions, Credit cards and Debit cards have made life easier. There are many benefits of using credit and debit cards – such as you do not need to carry the cash with you all the times. We will look at best credit cards. What is the difference between credit and debit card? The basic difference between credit card and debit card is the way the transaction amount is charged. When you use debit card to pay merchant for good or services, the transaction amount is…

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Best mutual funds Finance 

Top Mutual funds to invest in this year!

Mutual funds are the best way to invest your money instead of keeping it idle. But before investing the investor must have clarity about his financial goals. Like if the goal of the investor is to invest his money is below 5 years then he must not touch equity product, he can opt for debt products of his choice like FD’s, RD’s and Debt Fund. Here is a list of best mutual funds to check out this year. Previous year due to continues market uptrend, the majority of equity funds…

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save money Finance 

8 effective ways to save money for the future

It is much easier and enjoyable to sit back and spent all the money every month, purchase whatever we want and forget about the future living in the present. Between today and the end of earning days, a lot more can happen- we might face a decrease in the salary due to the recession, can even lose a job or can be admitted in the hospital. Our life is full of uncertainties. Hence, savings become necessary not only for retirement purpose but also for precautionary motives as well. But the question…

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passive income ideas in India Finance 

10 Passive income ideas for 2018 in India

Believe me, most of us keep thinking about having some passive income sources which can generate some side income for us. If you can invest some of your time in passive income activities, this list is for you. You must think about having some passive income source, it may help you to save money for the future. Feel free to share any ideas which you think might be added in below list. In this article, we will see some good passive income ideas for 2018 that we can practice in India.…

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What is cryptocurrency and how to buy it

Cryptocurrency became the buzzword not only in India, overall world. However, there are many out there who know very little about cryptocurrencies. And that is my motivation today – to write for such people and make them aware of the terminologies. What is cryptocurrency? Cryptocurrency is a virtual currency, digital money/cash, or tokens that are not really like Indian Rupees or U.S. Dollars. They live online and are not backed by a government. It uses cryptography to secure and verify transactions as well as to control the creation of new…

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How to invest in mutual funds Finance 

How to invest in mutual funds – The Beginner’s Guide

Mutual Funds are investment schemes which are professionally by managed an Asset Management Company (AMC). Money from several investors is pooled by an Asset Management Company (AMC) and then combined money is invested in different market instruments such as debt, equity and money market securities. The resulting profit after all fees and deductions is given back to the investors as dividends or capital appreciation by the AMC. Mutual Funds are regulated by the Association of Mutual Funds in India (AMFI). Let’s go into details and understand how to invest in…

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